Eric Hite and Michael Hussey
Investment Advisor Representatives

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Please look around, you will find valuable information in the form of newsletter articles, calculators, and research reports.

We work independently to serve you, our independent customer, with unbiased products and services. We know investors are concerned with how their money is invested and question corporate America. We have the same concerns and serve our clients without influence. 
 
This website is provided to compliment your understanding of the opportunities and potential rewards that are available when you take a proactive approach to your financial situation. We hope you will gain a better understanding of the financial concepts behind life insurance, annuities, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with professionals to pursue your financial goals.
 
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Calculators

Savings Accumulation

Estimate the future value of your current savings.

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

More Calculators →

Newsletters

New Opportunity Under the Federal Gift Tax

The 2010 Tax Relief Act raised the lifetime gift-tax exclusion to $5 million. This means it could be a good time to make the most of tax-free gift transfers. If so, it's important to understand the annual and lifetime gift exemption limits, as well as which gifts might not be subject to them.

What Do Price/Earnings Ratios Really Have to Offer?

It's not hard to find the price/earnings ratios of publicly traded companies or even the market as a whole reported in the news. Unfortunately, it may be difficult to understand what the numbers mean without the ability to make meaningful comparisons.

Ways to Save More

About two out of three American workers are saving for retirement, but less than half are confident that they will save enough money to live comfortably during their retirement years. This article includes suggestions for readers to take small steps that could make a big difference when they are ready to retire.

Tax-Efficient Investments for the Tax-Averse

Raising taxes is one of many ideas that have been proposed to help reduce mounting federal budget deficits. Readers who are concerned about the prospect of higher taxes in the future may want to consider the tax advantages associated with municipal bonds and tax-exempt mutual funds.

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